| This article provides useful, detailed information | | | | Bankruptcy court issues a discharge order 60 |
| about Chapter 7 Bankruptcy Discharge. | | | | days following the first date set for the creditors |
| The primary purpose of bankruptcy court is to | | | | meeting or nearly four months after the date the |
| discharge certain debts to give a debtor a fresh | | | | debtor files the petition with the bankruptcy court. |
| start. A bankruptcy discharge releases the debtor | | | | On an average, in 99 out of 100 chapter 7 |
| from personal liability for certain specified types of | | | | bankruptcy cases, the court may deny the |
| debts. Discharge prohibits the creditors from | | | | debtor a discharge if the debtor failed to obey |
| taking any form of collection action against | | | | orders of the bankruptcy court. Debtor\'s failure |
| debtors on discharged debts. The bankruptcy | | | | to produce correct financials or failure to explain |
| discharge varies depending on the chapter of | | | | satisfactorily any loss of assets or actions like |
| bankruptcy a debtor files. Unless there is lawsuit | | | | transferring, hiding, or destroying property of the |
| involving objections to the discharge, the debtor | | | | estate may lead to denial of discharge. |
| will usually automatically receive a discharge. | | | | The debtor gets a discharge for most debts in a |
| In chapter 7 cases, a discharge is not an absolute | | | | chapter 7 bankruptcy case. But all the debts are |
| right of the debtor. An objection to the debtor\'s | | | | not discharged under chapter 7 bankruptcy case. |
| discharge may be filed by a creditor, by the | | | | Debts for alimony and child support, certain types |
| trustee in the case. Creditors receive a notice | | | | of tax claims, loans assured by a governmental |
| shortly after the case is filed with the deadline for | | | | unit, debts for fines and penalties and debts due |
| objecting to the discharge. To object to the | | | | to improper behavior of the debtor are not |
| debtor\'s discharge, a creditor must start a | | | | discharged. |
| lawsuit called an adversary proceeding before the | | | | The trustee or the creditors may request to |
| deadline set out in the notice. In a chapter 7 | | | | revoke the debtor\'s discharge in a chapter 7 |
| bankruptcy, the court usually grants the discharge | | | | case alleging the fraudulent behavior of the |
| without any delay on expiration of the time fixed | | | | debtor. The court may revoke a chapter 7 |
| for filing a complaint objecting to the discharge or | | | | discharge if the debtor fraudulently obtained the |
| the application for dismissal of the case. | | | | discharge. |