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Chapter 7 Bankruptcy Discharge

This article provides useful, detailedissues a discharge order 60 days following
information about Chapter 7 Bankruptcythe first date set for the creditors meeting
Discharge.or nearly four months after the date the
debtor files the petition with the bankruptcy
The primary purpose of bankruptcy court is tocourt.
discharge certain debts to give a debtor a
fresh start. A bankruptcy discharge releasesOn an average, in 99 out of 100 chapter 7
the debtor from personal liability forbankruptcy cases, the court may deny the
certain specified types of debts. Dischargedebtor a discharge if the debtor failed to
prohibits the creditors from taking any formobey orders of the bankruptcy court.
of collection action against debtors onDebtor\'s failure to produce correct
discharged debts. The bankruptcy dischargefinancials or failure to explain
varies depending on the chapter of bankruptcysatisfactorily any loss of assets or actions
a debtor files. Unless there is lawsuitlike transferring, hiding, or destroying
involving objections to the discharge, theproperty of the estate may lead to denial of
debtor will usually automatically receive adischarge.
discharge.
The debtor gets a discharge for most debts in
In chapter 7 cases, a discharge is not ana chapter 7 bankruptcy case. But all the
absolute right of the debtor. An objection todebts are not discharged under chapter 7
the debtor\'s discharge may be filed by abankruptcy case. Debts for alimony and child
creditor, by the trustee in the case.support, certain types of tax claims, loans
Creditors receive a notice shortly after theassured by a governmental unit, debts for
case is filed with the deadline for objectingfines and penalties and debts due to improper
to the discharge. To object to the debtor\'sbehavior  of  the  debtor are not discharged.
discharge, a creditor must start a lawsuit
called an adversary proceeding before theThe trustee or the creditors may request to
deadline set out in the notice. In a chapterrevoke the debtor\'s discharge in a chapter 7
7 bankruptcy, the court usually grants thecase alleging the fraudulent behavior of the
discharge without any delay on expiration ofdebtor. The court may revoke a chapter 7
the time fixed for filing a complaintdischarge if the debtor fraudulently obtained
objecting to the discharge or the applicationthe discharge.
for dismissal of the case. Bankruptcy court



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